节目资讯
刊物:大家说英语
日期:2013-10-07
难易度:Low
关键字:pay back, bank, withdraw, ATM, close, account, teller
Welcome to Let's Talk in English.
We are excited to have a new lesson for you today.
That should be very fun.
Hello, my name is Nathan.
I am one of your teachers here on Let's Talk in English.
Today our new topic is AROUND TOWN.
And we have a new lesson called The Bank.
The Bank.
Katie, what can you put in a bank and take out of a bank?
Well, Nathan, the answer to that question is money.
You can put money in a bank and take money out of your bank.
Hi, friends, my name is Katie.
And we have a wonderful lesson for you today.
But before we can get started, you need to read today's Let's Begin!
So take out your Let's Talk in English magazine and turn to the right page.
You can read with Nathan right now.
Let's begin!
Mark borrowed money from Megan last week.
He can pay her back now.
Mark has money in his bank account.
He can withdraw some.
He can't use the ATM.
He forgot his ATM card at home.
What time does the bank close?
He can call the bank and ask.
A teller can help him!
Well, friends, we have a lot to learn about.
So let's go to Conversation A right now.
(Music).
Ken, can I ask you a question?
Of course, Mark.
What is your question?
What time does West Lake Bank close?
It closes at 4 p.m. I think.
But I'm not sure.
You can call them.
Do you know their number?
No. But you can find it online.
Their hours may be online, too.
I think Mark needs to go to the bank.
I hope he can get there in time.
What do you think he needs to do at the bank, Katie?
Well, there are a few different things that you can do at a bank.
But I think that we should talk about what a bank is first, Nathan.
Oh. Uh, you're right.
I forgot that bank is a key word today.
So let's look at it.
bank.
bank.
A bank is a place that keeps money for people.
Now where does the money come from, Katie?
Well, a person can put their money in a bank.
Your company can also put money that they pay you into your bank.
Your bank?
What do you mean by your bank?
Well, most towns have a few banks to choose from.
The one where you keep your money is your bank.
Oh. So Mark's bank is West Lake Bank.
I see.
That means I have two banks.
I have one in Taipei and one in the United States.
Me, too.
We need a bank here.
But we're Americans, so it's good for us to have a bank in the United States,
also.
Yes, it is.
I keep my American money in the American bank.
Now Mark wants to know when his bank will close.
Let's look at that key word together, too.
close.
close.
If a place is closed, you cannot go there; no one is working.
Most places close for the night.
A bank may close at 4 o'clock or 5 o'clock p.m.
Or a store may close at 9 o'clock or 10 p.m.
They don't open again until the next morning.
But some stores and restaurants never close.
They are open 24 hours every day.
Some places have signs that say if they are open or close, too.
And many places also show their hours.
That means they show what hours they are open or closed every day, like a lot of
places are open Monday to Friday, 9 a.m. to 10 p.m.
So look for a sign if you want to know if a place is open or closed.
Friends, we have also been calling places they or them.
We do this because there are many people working at one place.
You can also call a place it.
That's right.
We were talking about the bank today.
So we can say the bank is closed at 10 p.m., or it is closed at 10 p.m.
Now friends, let's see what Mark wants to do at his bank in Conversation B.
(Music).
Thanks. I borrowed money from Megan last week.
I must go to the bank today.
Then I can pay her back.
So you have an account at West Lake Bank?
Yes. I opened one last month.
Why don't you use an ATM?
There is one at the convenience store.
I can't.
I don't have my ATM card with me.
It's at home.
That's why Mark needs to go to the bank.
He wants to pay Megan back.
Now why don't we look at that key word phrase.
pay back.
pay back.
If you pay someone back, you give them money that they gave you before.
Have you ever borrowed money from a friend?
They give you some money that you need.
But later, you have to pay them back.
Yes. Most friends will give you money if you need it.
Whether you need a little money or a lot of money, you should always pay them
back.
And it's a good idea to try to pay them back quickly.
Oh, Katie, I just remembered that I need to pay you back for lunch.
Oh. Lunch? When did I pay for your lunch?
Oh, well, it... it was a few weeks ago.
Remember? I... I didn't have enough cash so you let me use some money.
Here.
Thank you, Nathan.
At least you remembered!
Yeah. I just had to get some money from my bank account.
When you put money in a bank, it is called an account.
And when you start an account, we say that you open it.
That's right.
If you have a job, you should open a bank account.
A bank can keep your money safe.
You can go to the bank when you need to get some money.
But you don't have to go to the bank to get money from your account.
If you have an ATM card, you can just go to an ATM.
That's right.
And it's also a key word for today, so let's look at it.
ATM [Automated Teller Machine].
ATM [Automated Teller Machine].
Most people use an ATM to get money from their bank account.
But you can also put money into your account with some ATMs.
Mostly people do use it to get money.
And if you want to see how much money is in your account, you can check with an
ATM, too.
But ATMs are great because you can find them in many places.
Most convenience stores have an ATM.
And that makes it very easy to get money when you need it.
Yes, it does.
I often use ATMs to get money.
I think they are very convenient to have nearby.
I'm sure there is one near you.
OK. Now I think it is time to go back to Mark and Ken and see what else they
have to say in Conversation C.
(Music).
Then just go to the bank.
I like the tellers there.
Me, too.
They are very helpful.
Do you know your account number?
Yes. I memorized it.
And I have it here, too.
That's good!
I can withdraw some money for Megan and some money for me.
So I have money for coffee.
Now Mark can go to his bank.
But I don't understand something.
What is a teller, Katie?
Is it someone who tells you something?
No, Nathan.
It's just a person at the bank that helps you with your account.
A teller puts your money in your account or they give you money from your bank
account.
Oh. So an ATM is a teller machine.
It's a machine that does those things for you.
That's right, Nathan.
You just use your ATM card to tell the machine your account number and you can
get money.
But you have to have your card.
Yes. I know that's important.
And that reminds me of our "Use It!" sentence today.
Do you know your account number?
And here is another one.
Do you know your address?
Or do you know your PIN number?
That's a special number you use when you get money from an ATM.
You should keep it a secret.
Right.
Your PIN number lets you withdraw money from your account.
Now we can talk about our last key word for today.
withdraw.
withdraw.
If you withdraw money, you take it out of your account.
We only use this word in a few ways.
You can use it about money.
You can also use it for when you quit a class or a college.
You can withdraw from your math class.
So that means you leave the class; you don't go anymore.
And if you withdraw from your college, you don't go to school there anymore.
We hope that doesn't happen.
You can use this word in some other ways, but it's not very common.
But it's great to know when you need to go to the bank or when you need to use
an ATM.
And it will be great to remember when we review our key words now.
Here's the first key word.
pay back.
pay back.
When can you pay me back?
bank.
bank.
I need money.
I can go to the bank.
withdraw.
withdraw.
You can withdraw money from the bank.
ATM [Automated Teller Machine].
ATM [Automated Teller Machine].
The ATM is next to the store.
close.
close.
The store closes at 3 p.m. on Saturday.
All right, friends, those are all of today's key words.
I hope that you said them with us and practice them a lot.
We're going to take a short break right now.
But we'll be rightback.