节目资讯
刊物:大家说英语
日期:2012-08-24
难易度:High
关键字:bank, check, account, credit card, bill, cash, run an errand, deposit
Lights.
Camera.
Let's Talk in English.
Hey, that's a good idea.
Well, it is a good idea.
We're glad you joined us today.
My name is Gabe.
And my name is Andrea.
Now this week we talked about some interesting places.
We talked about the library.
We talked about the post office.
And today we are going to talk about the bank.
Do you go to the bank?
Well, maybe you go to the bank to check on your account.
Do you have a credit card?
If you have questions about your credit card, you can go to the bank.
And of course if you need cash, you can get your own cash from the bank.
Well, we were... we are going to learn a lot about the bank today.
So let's begin today's lesson right now.
Hi, Ken. Are you here to eat lunch?
Yes, but I need to eat fast.
I spent most of my lunch break running an errand.
What errand?
I went to the bank.
I deposited a check into my account.
That doesn't take long.
The bank must have been crowded.
The bank is always crowded at lunchtime!
That's true!
Ken spent most of his lunch hour running an errand.
Now when you run an errand, that means you do something that you have to get
done.
Maybe you have to go to the grocery store and buy something.
Then you are running an errand.
What are some errands that you run, Gabe?
What are errands that I run?
Well, I do have to pay different bills I have to pay.
So sometimes I run errands.
I go to a convenience store and pay those bills.
OK. That's another example of running an errand.
Well, what errand did Ken run today?
He tells us that he went to the bank.
He deposited a check into his account.
Bank, check, account.
These are all key words.
Let's start with "bank." You go to a bank when you have to get money or put
money into your account.
A bank is a place that you can go to to ask questions about money as well.
Now everyone has different banks, or people use different banks.
What bank do you use?
There are many banks all over the world.
Do you have a bank account?
Do you have a bank account?
Well, let's talk about this key word.
account.
Your bank account is the place where all of your money is.
When you go to the bank to get money, that money is taken from your account.
Your bank account.
But there are other kinds of accounts too.
If you have an e-mail address, then you talk about your e-mail account.
You have a name and a password and many e-mails in your e-mail account.
Well, today Ken deposited a check into his bank account.
Our last key word here is "check." Now if you work, you get money for working.
And some companies will give you a check.
A check has your name on it, and how much money the company or the person who
gave you the check wants to give you.
You can write a check.
You can write it out to somebody.
And then you give it to somebody.
They can put it into their bank account.
Or you can send a check to somebody.
When I graduated from university, people sent me checks.
They wanted to give me some money.
Well, it's nice to get a check in the mail.
Well friends, we have more to learn about banks.
So let's continue with Conversation B.
Actually, I also paid my credit card bill.
So I had two things to do.
I see.
I always pay my credit card bills online.
I should do that.
Oh, I did one other thing at the bank.
I got cash from the ATM.
Why didn't you get cash when you deposited your check?
Because I forgot!
Well, don't forget to eat!
Yes, don't forget to eat.
I love eating!
I will never forget to eat.
Well friends, we hope you remember all of the key words in this conversation.
Don't forget them.
The first one is: credit card.
Do you have a credit card?
It's a card that allows you to buy things.
And then you pay the bank with money later.
A credit card.
Yes, a credit card.
You buy something on credit.
And when you buy something on credit, that means you don't have to pay for it
right away.
It's on credit.
But you have to pay for it later.
So we are talking about credit cards.
And I have a credit card.
I see your little credit card, Andrea.
And I have to say, I have more money.
Do you know why?
Uh, why?
Because I have a bigger credit card.
Oh, yeah!
Uh... Uh Gabe, I don't think having a bigger card makes a difference.
Oh. Really?
Yeah.
Well um... It is a nice, big credit card.
But actually, it's not mine.
It belongs to Ramesh Kumar.
So Ramesh Kumar, if you are out there, I have your credit card.
Well, that's... interesting.
Yeah.
You shouldn't have other people's credit cards, Gabe.
No. And don't give your credit card to other people.
Take care of your credit card!
We do have another key word here.
It is "bill." Your credit card bill is the money that you have to pay.
You used some money with the credit card, and so you have to pay a bill.
Yes. So you buy something on credit with your credit card.
But when you get your bill, you have to pay for it.
So you get a credit card bill.
There are other kinds of bills as well, like phone bill or a tax bill.
When you get a bill in the mail, it usually means you have to pay money.
You have to pay money.
And a kind of money is "cash." cash.
I do like cash.
Cash is money that you can hold.
It's money that you can put in your wallet and pay with at a store.
Here, I have some cash right here.
And when you're at a store, someone might ask you: Will you pay by credit card
or cash?
Cash or credit card?
Sometimes they just say: Cash or card?
Well, cash or card?
Conversation A, B or C?
Let's go to our Read It right now.
There's no Conversation C today.
Going to a bank is a common errand for many people.
People go to a bank to deposit money.
When people get checks, they often put the money into their bank account.
They can also get cash at the same time.
People can use ATMs to get cash from their accounts too.
But they need an ATM card to do that.
People can also pay their credit card bills at the bank.
Yes, people can use ATMs to get cash from their bank account.
Now Gabe, did you get cash from your bank account?
Andrea, you saw the cash that I have.
Yes, I did get cash.
And what are you going to do with that cash?
Well, there are many things I could do with the cash.
But I know I need to return some money to you.
Uh, yes, you do.
I lent you money.
You borrowed money from me.
But you haven't returned the money yet.
OK, Andrea, here is your money.
There you go.
Ah, this is my cash.
Mmhm. There's your cash.
But Gabe, I lent you $20.
This is only $10.
Well, here.
Take Ramesh Kumar's credit card.
Uh, Gabe, I don't want that person's credit card.
I would like cash.
I need another $10!
OK, OK, I have another $10 right here in my back pocket.
Here you go.
Thank you.
You're welcome.
I don't think I will be lending you money again.
But we can go to the Jungle Cafe.
Ginger, I'm running an errand.
Do you want to come?
What errand?
Well uh, I'm going to the bank.
What for?
I'm going to deposit a check into my account.
Is that fun?
No, not really.
But then I'm going to pay my credit card bill.
Is that fun?
Hmm. No, not really.
And then I'm going to get cash from the ATM.
Is that fun?
Is it fun?
Not really.
Well, then I'm going to buy some bananas.
Bananas! Let's go.
I love running errnads.
Yeah. I'll get the car keys.
Please review today's key words with us.
Say them out loud, OK?
Here we go.
bank.
bank.
I need to get some money at the bank.
check.
check.
I got paid today! Here is my check!
account.
account.
Jason has an account at First Bank.
credit card.
credit card.
Rita used her credit card to pay for lunch.
bill.
bill.
I pay my bills at the end of each month.
cash.
cash.
I don't have any cash, so I'll pay with my credit card.
OK, friends, it's time for us to continue by taking a break.
But we'll see you soon.