节目资讯
刊物:空中英语教室
日期:2012-12-15
难易度:High
关键字:affordably, in check, homespun, scale something back, collectible
Hi, everybody.
Welcome to Studio Classroom Worldwide.
Thanks for joining us today.
Now as it is with all other matters in life, when it comes to money,
kids not only are listening to what you parents are saying about it, they're
also watching how you handle it, how you earn it, save it and spend it.
So moms and dads, know that in the next few weeks right as the gift-giving
season begins,
it's providing a great opportunity for you to share some financial wisdom with
your kids.
One financial lesson you might motto is shopping for great gifts that won't
break the bank.
Let's read about that now on page 29.
(Music).
A Lesson in Finance is a Great Gift for Kids.
Appell recommends affordably priced collectible toys,
such as the new DaGeDar balls that have different "personalities" and can be
raced or used in play battle.
They're good options for families trying to keep spending in check:
"Kids can save their own money to build on their collection," she says.
Other ways to set limits this season:
Get children of all ages involved in setting a holiday budget and deciding what
gifts to give those outside the family, including grandparents.
Hello, friends.
Thank you so much for joining us here in the studio.
My name is Kaylah.
My name is Ryan.
Friends, we are back discussing finances.
I know this isn't always the most popular topic.
But during the Christmas season, this is actually really important to think
about.
I'm sure many of you might be worried about finances.
But parents, this is a great chance for you to teach your kids how to spend
wisely.
That's right.
During the holidays, we spend a lot of money.
Sometimes it's easy to go off our budgets.
But it's important to teach your kids how to spend money wisely.
One of those ways is to help influence them to be thinking about more
traditional and reasonably priced toys.
Kids don't need technology to be entertained.
So get them interested in LEGOs, in Barbie dolls.
Exactly. These are traditionally; they are more reasonably priced.
And parents, even if you don't want to get those actual toys, you can actually
give your children cash.
Cash is that paper money.
This might be the best gift you give them.
That's right.
You can teach them how to spend their money wisely.
Now we're talking about recommendations from people in the selling and buying
fields of toys.
Now we've looked at toys that you can compare.
So maybe instead of getting really expensive ones, cheaper options.
Also, instead of looking at all the newest and latest, get something more
traditional.
Now what else?
What is our next recommendation from experts on what kids could be interested
that help your budget to stay smart?
OK. Well, yesterday we heard some advice from Adrienne Appell.
And now she recommends affordably priced collectible toys.
We have a few examples of those coming up.
OK, "affordably" priced.
Now yesterday we said reasonably priced items mean they're worth what they cost.
Affordably priced means they fit your budget.
They... you could also say they're reasonable because "affordably" means they're
financially smart and is a good price,
and it's something that you do have money for.
Exactly.
And this is important for you to, well, save your money, but it's also important
for your kids to see that it's OK to not get the most expensive thing.
Now you should also try and find collectibles.
That's right.
These are affordable toys, but they're also collectible toys.
Now to be "collectible" means any object with which people collect them as a
hobby.
Now to "collect" means you get a lot of different pieces of them.
Maybe you collect coins.
You get different coins and bring them together.
So what kinds of toys are we talking about here?
Well, Kaylah, my dad has a toy car collection, and he's been getting that
collection since he was a kid.
And now he has many toy cars.
And guess what happens with collectibles?
They become more valuable.
They are worth more money later.
That's right.
Now not all collectible toys will be more valuable later.
But you can teach your kids that getting these small ones that work together
they can work... they can spend their money to collect all of them.
This is... this is a good option.
Now one of the newer ones is called the DaGeDar balls, and they have different
"personalities" and can be raced or used to play in a battle.
OK. So these little balls that you can play with each other, they have different
personalities.
And the personality means their character, the way they act or react.
So maybe they have different faces on them and they look like they're maybe
angry or happy or sad.
That's right.
And they help with your kids' creative imagination.
You can use them for different things.
Now they're good options for families who are really trying to keep their
kids... their kids in check... their kids' spending in check.
What is this phrase, in check?
Something that is "in check" is limited.
You are watching it and making sure it is not doing what it is not supposed to
do.
So your spending in check means you're sticking to your budget.
You're looking at it and saying: Oh, I can't afford this. We need something
else.
That's right, so.
You need to make sure, parents, that your own spending is in check.
And of course, it's also important then to teach your kids how to keep their
spending in check.
Kids can save their own money to build on their collection.
That's right.
This is why these collectible, affordable toys are a great option.
Kids can save and buy their own toys, teaching them good financial habits.
All right, so.
We've seen some great examples.
You can give your kids money.
And then you can also be careful on how much you spend on the gifts that you do
give them.
But we have a few other limits that you can set this season.
That's right.
Other ways to set limits this season, to put guards on how much you're spending:
Get children of all ages involved in setting the holiday budget.
So even the little ones, little to the oldest ones, they need to have a budget.
The little kids, even if they've got $4, $5, make sure they understand they need
to use all that money, how to spend it correctly saving and all that.
That's right.
As soon as they are old enough to understand money, start teaching them money.
Now they need to set their own budget and decide what gifts you can give those
outside the family, including grandparents.
Now we're talking about outside the family as in outside of the people who live
in your house.
Your grandparents are still your family.
Well, get creative.
What can you do?
We have some tips after we visit the Chat Room.
OK. Here you go, Terry.
I hope they enjoy the room.
Bye.
Excuse me.
Hey, Bryan.
I just saw Terry, but I guess she didn't come for her guitar this time.
No. She came for my house key.
Some members of her extended family are visiting.
I told her they can stay in my extra bedroom.
Wow! That's nice of you.
So if they're extended, they must have traveled a long distance, huh?
Well, they did travel a few hours, but that's not why they're called "extended"
family.
Extended family members include aunts, uncles, cousins and grandparents.
Oh, I get it.
So Terry's visitors are family, they just don't live with her.
That's one way to think of it.
They are family members outside of the immediate family.
So my immediate family would include me, my wife and my son, right?
Correct.
They are your nuclear family.
Wait a minute.
We don't live near any nuclear plants.
What are you talking about?
Well, why don't we turn to Studio Classroom Editor-in-Chief Doris for a clearer
explanation.
OK.
A nuclear family includes a family's core members: two parents and their
children.
When you're young, you're in your parents' nuclear family.
But when you grow up, get married and have kids, you form your own nuclear
family.
OK. So nuclear family and immediate family mean the same thing.
Yes, pretty much.
Say, how often do you see your extended family members, Ken?
Oh, not often at all.
Most of them are still back in Taiwan.
But I do have one aunt who lives nearby.
Oh, that's nice.
Well, you'll have to introduce me to her sometime.
Sure. Will do.